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Insurance against travel loss

Special Correspondent

TIRUCHI: Low-cost carrier Deccan and ICICI Lombard General Insurance have launched a flight and domestic travel insurance scheme which offers security against vacation or travel loss.

The domestic travel insurance, covering accidental medical expense, possible loss from ticket cancellation and lost/delayed baggage, costs Rs.99 a person. The policy has been made available from April 1 and can be purchased on the Deccan web site www.airdeccan.net while booking flight tickets, according to a Deccan press release.

The insurance policy provides for refund of medical expenses up to Rs.75,000 incurred within 24 hours of any physical injury, refund of non-refundable cost of Deccan tickets up to Rs.10,000 if a medical emergency or natural calamity interrupts the trip, compensation for loss of an entire piece of check-in baggage for a maximum of two baggage at Rs.5,000 a bag and refund of Rs.3,000 a bag if check-in baggage is delayed beyond six hours at destination.

Insurance coverage for hospitalisation caused by an accident is available if the insurance holder is travelling by another airline.

However, other coverage such as trip cancellation and interruption, baggage loss and delay are limited only to Deccan flights.

The travel insurance can be cancelled following cancellation of Deccan flight ticket and in case of a rescheduled ticket the insurance would be active from the new date of travel.

All insurance requests will be processed by ICICI Lombard. The policy will be valid for a period of 30 days from the date of inception of the policy, which would also be the date of travel. In case of round trip, the insurance will be valid till the date of return or 30 days, whichever is earlier.

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