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Karnataka
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Bangalore
Insurance for people living with HIV
Staff Reporter
Bangalore: Population Services International (PSI), an NGO, in association with Star Health and Allied Insurance Company and the Karnataka Network for Positive People (KNP+), on Wednesday launched a group health insurance plan to address the needs of people living with HIV/AIDS.
The insurance plan, covering the treatment and hospitalisation cost, will be available in 280 hospitals all over Karnataka. The pilot initiative will provide Rs. 30,000 insurance cover for 250 people living with HIV in Bellary, Mangalore, Mandya, Kolar, Mysore and Udupi districts.
The insurance cover entails the beneficiary Rs. 15,000 assistance for hospitalisation and a similar sum to his family in the event of his death. The annual premium for the policy works out to Rs. 1,500 per person and PSI will bear half of the amount, Sanjay Rao Chaganti, PSI Programme Director told presspersons.
Pointing out that the difficulties involved in enrolling HIV positive people, he said the group insurance was being done with the help of KNP.
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