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COOL DEALS
Starting from Rs. 14,000, air-conditioners today come in a variety of models and are available under friendly financial schemes. But what should a consumer look for before purchasing an air-conditioner? S. Shivakumar surveys the market


How an air-conditioner works
BEFORE buying an air-conditioner, understanding its operating principle will definitely help. ``Air-conditioners employ the same operating principles and basic components as your home refrigerator. An air-conditioner cools your home with a ...
Passive cooling techniques
FOR those who feel air-conditioner is only a mechanical cooling system and believe in other permanent measures, there are some passive cooling techniques. These are small architectural changes, which could be used during construction to ensure ...
DESIGNSCAPE
Your window to the world
It's not just style, but also substance that makes windows a significant element in your interior.
CASHWISE
More on capital gains
A farm-house or residential flat in a multi-storeyed building have been held to be residential house, qualifying for exemption.
Foreign direct investment and public housing
Housing boards in various parts of the country have been facing problems in terms of time delays and shortage of funds.They could do with some assistance from FDI for which the government should push more aggressively, says Ramesh Nair
Before you buy a plot...
Points to be considered before buying individual plot and construction of a residential building: Check whether the seller has a right over the property. Check whether the layout has been approved by the CMDA (Chennai Metropolitan ...
BOOK BUILDING
Something unusual about these buildings
With the increasing use of technology in buildings, one may wonder if buildings are big machines. Perhaps, Le Corbusier had this in mind when he wrote his book; A house is a machine for living in.
Before you buy a flat...
Check whether the promoter/power of attorney has a right to transfer the undivided shares of land. Verify whether the entire undivided shares of land have been transferred by the land owner/promoter/power of attorney to you. Land ...
VASTHUVIBES
Camouflaging a negative factor
In a house that has got an obvious vasthu defect, there is always an obscure member that absorbs the defects.
Forum

Corpus fund for flats
Question: Last year, I moved into a new flat. An unregistered flat owners association was formed. A few members formed a number of clauses in the form of byelaws and included an unjustifiable clause — corpus fund of very high amount ...
Exemption under Section 54EC
Question: I have purchased a plot for Rs. 2 lakhs in FY 2000-2001. Now I plan to sell it for Rs. 2.5 lakhs in FY 2004-2005. If I am not interested in indexation benefit, the capital gain is Rs. 50,000. 1. How much I have to invest ...
Long-term capital gains
Question: Can one invest the long-term capital gains from the sale of house property in IPO's/share market and claim any exemption/or are there any tax advantages for investing long-term capital gains in capital markets? Padmanabhan, By ...
Equitable mortgage
Question: Please enlighten me whether equitable mortgage can be created in respect of the properties situated outside the city of Chennai. One of my friends told me that such equitable mortgage can be created, as the transaction took place ...
Property measurement
Question: To what extent the title is secured for a purchaser of a property whose actual (physical) measurements are in excess of what is specified in the document where such property is demarcated by existing boundaries such as contiguous ...

HOME LOAN RATES - FIXED

HOME LOAN RATES - FLOATING

GUIDELINE VALUES - AMBATTUR
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